Make Your Dream Smile Affordable
We believe cost should never stand between you and the smile you deserve. That's why we offer multiple financing options — so you can start your transformation today.
Discuss Financing OptionsSee an example of what you could pay
$1,167/mo
3 months · 0% APR*
$583/mo
6 months · 0% APR*
$292/mo
12 months · 0% APR*
$146/mo
24 months · 0% APR*
0% APR and other promotional rates subject to eligibility. Example only — exact terms and APR depend on credit score and other factors.
How Cherry works
See if you qualify
It only takes 60 seconds to complete the application
Get care
Use your approval to pay for your treatment
Pay over time
Choose a plan length that fits your needs with 0% APR options
What Our Customers Say
Bryana
“I was worried the application would take long — but it only took a few minutes and I'm so happy I can split my payments up now!”
Alex
“Cherry was really easy to use and super fast. I can't wait to go back and try different services now that I can split my payments!”
Marie
“I used this on Monday and it was great. Low down payment and low monthly. You all should try it.”
Gabriel
“Cherry was great, one of the better lending companies I've ever used. Making payments was a lot easier.”
Alyssa
“Cherry is amazing!!! Now we can get everything done!!”
Cassie
“I've been putting off these treatments for a long time. I scheduled them all today using Cherry!”
Questions?
What is Cherry? Cherry is a buy now, pay later company making it fast and easy to pay for health and wellness purchases over time.
Learn more at withcherry.com →Another Financing Option
Apply for CareCredit Now
0% interest for 6, 12 or 24 months for qualified patients. Instant online decision.
Apply here →CareCredit
0% APR Promotional Financing
Apply for CareCredit and enjoy deferred-interest promotional periods. Spread your treatment cost over 6, 12, or 24 months with no interest when paid in full.
- Quick online application
- Instant approval decision
- 6, 12 & 24-month plans
- No prepayment penalties
In-House Plans
Direct Payment Plans
Work directly with our office to create a custom payment schedule that fits your budget. No third-party credit checks required for eligible treatments.
- No credit check required
- Up to 12 monthly payments
- Low or no down payment
- Available for most treatments
Credit Cards
All Major Cards Accepted
Use your existing credit card rewards to pay for treatment. We accept all major credit cards including Visa, Mastercard, American Express, and Discover.
- Visa, MC, Amex, Discover
- Earn points & rewards
- Secure processing
- Instant payment confirmation
Financing FAQs
How do I apply for CareCredit?
You can apply online at carecredit.com or we can help you apply in-office. The process takes about 5 minutes and you receive an instant decision.
Is there a minimum treatment cost for financing?
Financing options are available for treatments starting at $500. For smaller procedures, we recommend using a credit card or our in-house payment plan.
Will financing affect my credit score?
CareCredit does a standard credit check during the application. In-house payment plans typically don't require a credit check.
Can I combine financing with insurance?
Yes. We'll apply any insurance coverage first, and you can finance the remaining balance. Contact us and we'll help you maximize your benefits.
Ready to Get Started?
Our team will walk you through every financing option and help you find the plan that fits your budget — no pressure, no obligation.
Chat About Financing